A&T BANK 2014 Faaliyet Raporu
|
SECTION ONE: General Information |
2 |
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Annual Report Compliance Opinion |
2 |
|
Shareholding Structure and Paid-in Capital |
3 |
|
Financial Indicators |
4 |
|
Assessment of Financial Strength, Profitability and Debt Repayment Capacity |
6 |
|
Summary Financial Highlights for the Past Five Years |
9 |
|
Ratings of the Bank |
9 |
|
Research and Development Implementations for New Services and Activities |
9 |
|
About A&T Bank |
12 |
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Vision, Mission, Values |
13 |
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A&T Bank in 2014 |
14 |
|
A&T Bank 2015 Targets |
15 |
|
Milestones |
16 |
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Message from the Chairman |
20 |
|
Message from the General Manager |
22 |
|
2014 Performance of Turkey’s Economy |
24 |
|
The Turkish Banking Industry in 2014 |
25 |
|
A&T Bank in the Turkish Banking Industry |
28 |
|
Operations in 2014 |
29 |
|
Treasury |
30 |
|
Financial Institutions |
31 |
|
Sales and Marketing |
32 |
|
Credits |
36 |
|
Information Technologies |
38 |
|
Human Resources |
40 |
|
Internal Support Divisions and Departments |
42 |
|
Subsidiary: A&T Leasing |
44 |
|
SECTION TWO: Management and Corporate Governance Practices |
46 |
|
The Board of Directors Report Submitted to the General Assembly |
46 |
|
Board of Directors |
48 |
|
Senior Management |
52 |
|
Report of the Audit Committee on the Internal Systems of the Bank |
54 |
|
Internal Systems |
56 |
|
Risk Management Policies |
57 |
|
Relations with the Bank’s Risk Group |
58 |
|
Committees |
59 |
|
Individuals and Institutions Offering Support Services |
61 |
|
Other Regulatory Explanations |
61 |
|
Amendments to the Articles of Association |
63 |
|
SECTION THREE: Unconsolidated Financial Statements |
67 |
|
Independent Audit Report |
67 |
|
Unconsolidated Financial Report |
68 |
|
SECTION FOUR: Consolidated Financial Statements |
167 |
|
Independent Audit Report |
167 |
|
Consolidated Financial Report |
168 |
|
Addresses |
269 |