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6
A&T BANK ANNUAL REPORT 2014
Assessment of Financial Strength, Profitability and
Debt Repayment Capacity
As of year-end 2014, A&T Bank’s total assets
increased 10.9% to TL 3,716.7 million.
Assets
As of the end of 2014, the Bank’s total assets had increased
10.9% to TL 3,716.7 million compared to 2013.
During the operating period, the most significant investment
instruments of the Bank included receivables from banks
(41.9%) amounting to TL 1,558.4 million; loans and receivables
(36.7%) totaling TL 1,364.3 million; and cash and balances with
the Central Bank (9.5%) in the amount of TL 354.2 million.
As of end-2014, compared to the previous period, the most
important increases the Bank recorded in total assets were in
receivables from banks (up TL 460.6 million), and in financial
assets at fair value through profit or loss (up TL 78.7 million).
Meanwhile, the most notable decreases in asset items included
loans and receivables (down TL 83.5 million); investments held
to maturity (down TL 47.5 million); and cash and balances with
the Central Bank (down TL 40.1 million).
ASSETS (TL Thousand)
2013
Share
(%)
2014
Share
(%)
Change
(Amount)
Change
(%)
Cash and Balances with the CBT
394,379 11.8 354,240
9.5 -40,139
-10.2
Financial Assets at Fair Value through Profit or Loss (Net)
84,771
2.5 163,431
4.4 78,660
92.8
Banks
1,097,807 32.8 1,558,424 41.9 460,617
42.0
Money Market Placements
31,907
1.0
26,908
0.7 -4,999
-15.7
Financial Assets Available for Sale (Net)
1,080
0.0
1,159
0.0
79
7.3
Loans and Receivables
1,447,771 43.2 1,364,298 36.7 -83,473
-5.8
Investments Held to Maturity (Net)
189,184
5.6 141,677
3.8 -47,507
-25.1
Investments in Subsidiaries (Net)
60,895
1.8
65,214
1.8 4,319
7.1
Tangible Assets (Net)
20,825
0.6
21,067
0.6
242
1.2
Intangible Assets (Net)
2,630
0.1
2,977
0.1
347
13.2
Tax Asset
2,481
0.1
2,080
0.1
-401
-16.2
Asset Held for Sale and Assets of Discontinued
Operations (Net)
11
0.0
10
0.0
-1
-9.1
Other Assets
17,939
0.5
15,235
0.4 -2,704
-15.1
TOTAL ASSETS
3,351,680 100.0 3,716,720 100.0 365,040 10.9