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28

A&T BANK ANNUAL REPORT 2014

A&T Bank in the Turkish Banking Industry

A&T Bank provides non-cash financing and

commercial loans to construction companies that

undertake projects in MENA and to commercial

customers who export to these regions.

A&T Bank serves as a bridge for trade between Turkey and

North Africa and Middle East countries and Libya in particular.

As a specialized, with its strong financial structure and as a niche

player in the Turkish banking industry, A&T Bank is focused on

non-cash and commercial loans aimed at construction firms

executing projects in the MENA Region and at commercial

customers exporting to this region. The Bank has traditionally

concentrated on cash and non-cash corporate loans, export

financing and treasury transactions. However, during the last

period, it has taken significant steps to renew and diversify its

product portfolio and to strengthen its commercial banking

offerings in order to reposition itself as a more significant player

within the domestic market.

The Bank has 282 employees and seven branches, with three in

Istanbul (Main Branch, Kozyatağı and Güneşli) and one each in

Ankara, Gaziantep, Kayseri, and Konya as of year-end 2014.

The main indicators of the Bank’s position in the Turkish banking

industry at year-end 2014 are summarized below:

31.12.2014

31.12.2013

TL Million

Industry A&T Bank Bank’s Share

Industry A&T Bank Bank’s Share

Total Assets

1,994,238

3,717

0.19 1,732,401

3,352

0.19

Paid in Capital

64,666

440

0.68

59,327

240

0.40

Total Profit

24,665

71

0.29

24,664

50

0.20

Number of Branches

12,210

7

0.06

11,986

7

0.06

Number of Employees

216,880

282

0.13

214,226

277

0.13