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36 A&T BANK ANNUAL REPORT 2015

STUDIES TO

IMPROVE

INFRASTRUCTURE

INFORMATION TECHNOLOGIES

Striving to rank among the top

banks in the industry with an

advanced information technology

infrastructure, A&T Bank carried

out IT upgrade and development

initiatives throughout the year:

Integration between

the Electronic Workflow

Management System and

the Core Banking Application

was completed, boosting

the efficiency of the Bank’s

business processes and

shortening transaction durations

considerably.

Integration of the Customer

Relations Management

System with the Core Banking

Application was completed;

the application will commence

operation in stages. This

project will enable the Bank to

archive and report customer

information as desired and to

monitor and control customer

data and reporting more easily.

In addition, customer visits

records and data gathered

during these visits will become

searchable while an effective

channel for customer campaigns

and announcements will also be

established.

Infrastructure building efforts

that will enable tax, social

security (SGK) premium and bill

collection were completed, and

the Tax and Invoice Collection

System became operational.

As part of the Foreign Account

Tax Compliance Act (FATCA)

Reporting System Project, the

FATCA Reporting System aimed

to report the incomes of A&T

Bank customers who are also

US citizens commenced

service, and the Bank began

automatically generating the

reports to be sent to the relevant

authorities.

The Bank starts submitting the

e-notebook, ledger and record

books to the Ministry of Finance

via electronic means.

Once the integration of the T24

Core Banking Application with

the Identity Information Sharing

System (IISS) is complete,

basic customer information

such as first name, last name,

place of birth and address is

automatically transferred from

the IISS to the Core Banking

Application. With this feature

enabled, the accuracy of

customer identity information

and addresses is checked

systematically.

The Bank plans to establish a

new reporting structure, which

enable a more detailed entry of

targets by reviewing customer

efficiency reports, comparison

of realized and set performance

targets, and a better analysis of

customer efficiency.

The T24 Core Banking

Application, which is currently a

desktop application, is upgraded

with the T24 Browser to become

a browser-based application and

the application is planned to

become operational in stages.

Integration of the T24 Image

Processing Management module

was completed and it was rolled

out in pilot mode along with

the T24 Browser application.

This project enables the Bank

to enter all types of customer

documentation (e.g. signature,

photograph, ID photocopies,

and the like) into the T24 Core

Banking System and view these

documents automatically during