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32 A&T BANK ANNUAL REPORT 2015

SALES AND MARKETING

EXPANDED

CUSTOMER BASE

A&T Bank continued to serve client

needs in 2015 with fast, effective,

high-quality solutions delivered via

seven branch locations. During the

previous year, the Bank diversified

its range of products and services,

focused on sales efforts with a

customer-oriented approach and

expanded its client base.

Continuing to put alternative

market development strategies

at the top of its agenda, the

Bank focused on new customer

acquisitions and further bolstered

its brand and market recognition.

Serving as a business partner to

clients under all macroeconomic

conditions over the past 38 years,

the Bank boosted its customer

perception with resources made

available to the real sector, as a

leader in transactions in the Africa

and the Middle East region, North

Africa in particular, and a strong

competitor in banking services in

Turkey.

Process and technology systems

infrastructure projects that

commenced in 2014 to boost sales

and marketing activities are nearly

complete; these initiatives helped

transform the Bank into a more

customer-oriented organization

in 2015. As a result, A&T Bank

had a successful year in terms of

new customer acquisitions and

broadening its client base.

The Bank conducts “Customer

Satisfaction Surveys” for existing

and new clients in order to measure

the level of satisfaction that

customers experience. A&T Bank

conducted its third survey in 2015

and monitored trends in the Bank’s

customer satisfaction, demands and

expectations.

Internet Banking, which launched in

2014, was improved continuously

based on customer feedback and

user needs throughout the year.

The Bank continued to market

Ziraat Sigorta and Anadolu Sigorta

insurance products at A&T Bank

branches in 2015 while cooperation

with A&T Leasing contributed

significantly to the Group’s overall

profitability.

In the year ahead, A&T Bank aims

to expand the customer base in line

with its core strategy of achieving

profitable growth. This will also

allow the Bank to be able to deliver

improved and more effective

services to business partners,

increase profits, and deepen

relationships with customers by

creating cross-selling opportunities

via cash management products.

The Bank aims to establish long-

term, productive relationships

with existing clients and capture a

bigger share of their cash flows. To

this end, the Customer Relations

Management program and Tax and

Invoice Collection System became

operational in fourth quarter