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28 A&T BANK ANNUAL REPORT 2015

DIVERSIFICATION

IN

THE PRODUCT

RANGE

CONTINUES.

A&T BANK IN THE TURKISH BANKING INDUSTRY

A&T Bank serves as a bridge for

trade between Turkey and Africa

and Middle East countries and

North Africa in particular. As a

specialized, with its strong financial

structure and as a niche player

in the Turkish banking industry,

A&T Bank is focused on non-cash

and commercial loans aimed

at construction firms executing

projects in the MENA Region

and at commercial customers

exporting to this region. The Bank

has traditionally concentrated on

cash and non-cash corporate loans,

foreign trade financing and treasury

transactions. However, during the

last years, it has taken significant

steps to renew and diversify its

product portfolio and to strengthen

its corporate banking offerings

in order to reposition itself as a

more significant player within the

domestic market.

The Bank has 291 employees and

seven branches, with three in

Istanbul (Main Branch, Kozyatağı

and Güneşli) and one each in

Ankara, Gaziantep, Kayseri, and

Konya as of year-end 2015.

The main indicators of the Bank’s

position in the Turkish banking

industry at year-end 2015 are

summarized below:

31.12.2015

31.12.2014

Industry A&T Bank

Bank's

Share (%)

Industry A&T Bank

Bank's

Share (%)

Total Assets

*

2,357,472

4,023

0.17 1,994,329

3,717

0.19

Paid in Capital

*

72,186

440

0.61

64,666

440

0.68

Net Profit

*

26,062

70

0.27

24,610

71

0.29

Number of Branches

12,269

7

0.06

12,210

7

0.06

Number of Employees

217,504

291

0.13

216,912

282

0.13

*

Total assets, paid in capital and net profit stated in million TL.