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GENERAL INFORMATION
(TL Thousand)
2011
2012
2013
2014
2015
Total Assets
3,012,586 2,748,287 3,351,680 3,716,720 4,023,292
Marketable Securities Portfolio (Net)
358,730
328,566
275,035
306,267
491,288
Loans and Receivables
878,446
736,309 1,447,771 1,364,298 1,357,903
Deposits
1,946,223 1,029,738 2,686,759 3,107,733 3,347,716
Funds Borrowed and Interbank Money
Market
669,323 1,256,861
148,346
9,819
6,866
Shareholders’ Equity
353,977
412,677
461,977
532,187
601,823
NET PROFIT
48,095
59,625
49,590
70,506
70,106
The credit ratings assigned to the Bank by the international credit rating agency Fitch Ratings are as follows:
Type of Rating
Rating*
Outlook
Long-Term Foreign Currency IDR
BB-
Stable
Long-Term Local Currency IDR
BB-
Stable
Short-Term Foreign Currency IDR
B
Stable
Short-Term Local Currency IDR
B
Stable
Viability Rating
bb-
Support Rating
5
National Long-Term Rating
A+ (tur)
With a strategic focus on the corporate banking segment, A&T Bank conducted research and development activities in
line with the target of providing new products and services. As a result of these efforts, the Tax and Invoice Collection
System commenced operation in fourth quarter 2015.
In addition, the Bank continues to improve the Internet Banking channel based on technological advances and customer
feedback.
In 2016, A&T Bank will concentrate on studies to introduce technology friendly new products and distribution channels
like Mobile Banking and Customer Relationship Management (CRM) and continue to strengthen its technological
infrastructure and ensure the automation of workflows.
SUMMARY FINANCIAL HIGHLIGHTS FOR THE PAST FIVE YEARS
RATINGS OF THE BANK
RESEARCH AND DEVELOPMENT IMPLEMENTATIONS FOR NEW SERVICES AND ACTIVITIES
* Ratings of A&T Bank were affirmed on January 12, 2016.