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17

GENERAL INFORMATION

2009

The Bank was

restructured and

reinvigorated, with

new branches

opening in

Kayseri, Konya

and Gaziantep

in accordance

with its strategy

of leveraging

and promoting

closer ties

between Turkish

companies and

their counterparts

in the MENA

Region. The new

corporate name

and rebranded

identity were

communicated to

the public via a

nationwide launch

campaign.

2010-2011

Growth and

high profitability

were maintained,

despite adverse

events in the

target market,

Libya and other

North Africa

countries. The

Bank achieved

year-on-year

growth of

103% in its net

profit to reach

TL 48.1 million,

taking place in the

forefront with its

return on equity

ratio of 15.72%.

2012

The Bank

opened its

seventh branch

in Güneşli,

Istanbul.

Substantial

progress was

achieved in line

with the target

of sustainable

and healthy

growth. The

Bank capped

the year with a

return on equity

ratio of 16.58%,

exceeding the

industry average

rate of 15.64%.

2014

A&T Bank’s

Internet

Branch became

operational. At

a time when the

industry’s overall

profitability

dropped to

12.23%, A&T

Bank’s return on

equity stood at

15.28%.

2015

A&T Bank

launched

the Tax

and Invoice

Collection

System to

expand

the Bank’s

range of

services and

deepen its

relationship

with existing

clients.

The Bank

recorded

a financial

performance

in line with

its sustainable

profitability

goal, with

a return

on equity

of 13.18%,

which was

above the

sector

average.