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information technology systems
throughout the year to increase
operational efficiency and provide
higher quality services to our
customers.
Our priorities in 2016 include
strengthening the position in North
Africa as well as capturing new
business opportunities in Africa and
Middle East. We will also improve
our competitive advantages in
foreign trade finance activities
to achieve profitable growth. We
are fully aware that A&T Bank
needs to continue developing
its service model in line with
the Bank’s vision of “customer
focus” in order to attain these
goals. We will continue working
hard to offer the most suitable
solutions for customer needs via
our effective delivery channels,
further improving our information
technology infrastructure, boosting
our operational efficiency and
ensuring the sustainability through
our well-skilled and dynamic
human resources, the Bank’s most
important asset.
We believe that we will once again
achieve our goals in 2016 thanks
to the support and trust of our
shareholders, customers, employees
and business partners.
On behalf of the Board of Directors
as well as that of my own, I would
like to take this opportunity to
express my gratitude to our
shareholders who are the largest
contributor our success; our
employees for their dedicated
efforts; and to our stakeholders for
always empowering us with their
confidence and support.
Respectfully yours,
OSMAN ARSLAN
Chairman of the Board of
Directors