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GENERAL INFORMATION
ASSETS (TL Thousand)
2013
2014
2015
Cash and Balances with CBT
394,379
354,240
858,154
Banks
1,097,807
1,558,424
1,206,699
Money Market Placements
31,907
26,908
0
Loans and Receivables
1,447,771
1,364,298
1,357,903
Securities Portfolio (Net)
275,035
306,267
491,288
Other Assets
104,781
106,583
109,248
Total Assets
3,351,680
3,716,720
4,023,292
LIABILITIES (TL Thousand)
2013
2014
2015
Deposits
2,686,759
3,107,733
3,347,716
Funds Borrowed
111,838
6,884
3,373
Interbank Money Market
36,508
2,935
3,493
Shareholders’ Equity
461,977
532,187
601,823
Other Liabilities
54,598
66,981
66,887
Total Liabilities
3,351,680
3,716,720
4,023,292
INCOME STATEMENT (TL Thousand)
2013
2014
2015
Net Interest Income
79,223
109,569
107,778
Net Fees and Commission Income
34,853
48,062
49,038
Net Operating Income
61,819
89,389
86,772
Net Profit
49,590
70,506
70,106
MAIN RATIOS (%)
2013
2014
2015
Return on Assets
1.65
2.00
1.88
Return on Equity
12.02
15.28
13.18
Capital Adequacy Standard Ratio
14.65
15.83
18.61
OFF-BALANCE SHEET COMMITMENTS
(TL Thousand)
2013
2014
2015
Letters of Guarantee
1,789,502
1,695,666
1,874,863
Letters of Credit
475,245
404,791
283,579
Bank Acceptances
116,728
1,460
0
Other Guarantees
0
152,446
203,968
Derivative Financial Instruments
0
147, 082
88,255
Commitments
5,637
79,418
51,358
Total Off-Balance Sheet Commitments
2,387,112
2,480,863
2,502,023