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124 A&T BANK ANNUAL REPORT 2015
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO UNCONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
c) Risk management system
The Risk Management System is composed of identifying, evaluating, tracing, controlling, administrating, reporting the
potential risks that the Bank may encounter and the limitation procedures mechanism of these risks.
d) Risk management principles
The Bank’s risk management principles are being selective about taken risks, Identifying risks effectively, measuring,
analyzing and managing, Ensuring the risk-return balance, Taking robust guarantees level to meet the existing and
potential risks and monitoring closely the adequacy of collateral, Having enough capital structure to provide present
and future potential risks, Ensuring risks that are kept within defined limits, Controlling all activities compliance with
approved policies and procedures, Provide activities in accordance with laws and regulations, Establish corporate risk
culture within the Bank, Providing effective reporting channels which will help to inform management level to prevent
delay about every type of inconsistencies, In order to follow and to manage risks, Bank and market data reviewed
regularly. Within the scope of classifying risks besides of legal limits also bank internal limits are provided.
Leverage Ratio
Information on matters that create difference between current and previous period leverage ratio
Whether the main factors which cause the difference between periods are core capital and total risk amounts, no
significant change occurred regarding portfolio structure.
Summarized comperative table of total asset amount in financial statements which is prepeared according to TAS
and total risk amount
Prior Period Current Period
1 Total asset amount in financial statements which is prepared according to TAS*
7,305
6,872
2 Difference between total asset amount in financial statements which is prepared
according to TAS and Comminique on Preparation of Consolidated Financial
Statements of Banks
-
-
3 Difference between derivative instruments and credit derivatives amount which
is prepared according to Comminique on Preparation of Consolidated Financial
Statements of Banks and risk amount
88,629
67,231
4 Difference between Security or secured financing transactions amount which is
prepared according to Comminique on Preparation of Consolidated Financial
Statements of Banks and risk amount
95,947
155,796
5 Difference between off-balance sheet transactions amount which is prepeared
according to Comminique on Preparation of Consolidated Financial Statements
of Banks and risk amount
90,821
69,211
6 Difference between amount which is prepared according to Comminique on
Preparation of Consolidated Financial Statements of Banks and risk amount
-
-
7 Total risk amount
282,702
299,110
(*)
Related amounts are calculated by using unconsolidated financials which are preapared in accordance with BRSA Accounting and Financial
Reporting Legislation.
(**)
Amounts in the table are obtained on the basis of three-month weighted average.