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FINANCIAL INFORMATION
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO UNCONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
Current Period
Consideration Ratio
Applied Total Value
LC+FC
FC
HIGH QUALITY LIQUID ASSETS
1 High quality liquid assets
405,489
330,967
CASH OUTFLOWS
2 Natural person deposits and retail deposits
14,487
13,612
3 Stable deposit
4,095
3,749
4 Low stability deposit
10,392
9,863
5 Unsecured debts except natural person deposits and retail deposits
1,560,463
1,521,085
6 Operational deposit
-
-
7 Non-operating deposits
1,560,208
1,521,085
8 Other unsecured debts
255
-
9 Secured debts
-
-
10 Other cash outflows
40,332
31,202
11 Derivative liabilities and margin obligations
40,332
31,202
12 Debt from structured financial instruments
-
-
13 Other off-balance sheet liabilities and commitments for the payment
owed to financial markets
-
-
14 Revocable off-balance sheet obligations regardless of any other
requirement and other contractual obligations
118,785
110,126
15 Other irrevocable or provisory revocable off-balance sheet liabilities
3,727
2,984
16 TOTAL CASH OUTFLOW
1,737,794
1,679,009
CASH INFLOWS
17 Secured receivables
-
-
18 Unsecured claims
1,277,385
1,046,763
19 Other cash inflows
46,711
40,954
20 TOTAL CASH INFLOWS
1,324,096
1,087,717
21 TOTAL HQLA STOCK
405,489
330,967
22 TOTAL NET CASH OUTFLOWS
487,650
591,987
23 LIQUIDITY COVERAGE RATIO (%)
86.24
60.10
Important factors affecting the liquidity coverage ratio results and the change over time of those items taken
into account while calculating this ratio
High-quality liquid assets and cash outflows are one of the most important factors affecting the calculation of the
liquidity coverage ratio for banks. A major portion of high-quality liquid assets of the Bank are consisted of treasury bills
and free deposits held in CBRT. High-quality liquid assets been on the rise throughout the year had a positive effect on
the calculation of liquidity coverage ratio.
Sections High-quality liquid assets comprised of
High-quality liquid assets consist of Cash, Effectives, Debt Instruments issued by CBRT and Treasury, Debt Instruments
with a Credit or default rating from A+ to BBB- or any equivalent Debt Instruments. CBRT accounts for 66% of high-
quality liquid assets of the Bank, while 34% comprised of debt instruments issued by the Treasury.