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FINANCIAL INFORMATION
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO UNCONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
Risk Types - Prior Period
Amount
(1)
Financial
Collaterals
Other/
Physical
Collaterals
Guarantees
and credit
derivatives
Contingent and Non-Contingent Receivables from Central
Governments and Central Banks
463,681
-
-
-
Contingent and Non-Contingent Receivables from Regional
Governments and Local Authorities
-
-
-
-
Contingent and Non-Contingent Receivables from
Administrative Units and Non-commercial Enterprises
-
-
-
-
Contingent and Non-Contingent Receivables from
Multilateral Development Banks
-
-
-
-
Contingent and Non-Contingent Receivables from
International Organizations
-
-
-
-
Contingent and Non-Contingent Receivables from Banks
and Financial Intermediaries
2,662,245
506
-
-
Contingent and Non-Contingent Corporate Receivables
1,474,764
3,962
-
-
Contingent and Non-Contingent Retail Receivables
-
-
-
-
Contingent and Non-Contingent Receivables Secured by
Residential Property
(2)
56,648
-
-
-
Past Due Loans
1,878
394
-
-
Higher-Risk Receivables Defined by BRSA
254,158
198,371
-
-
Marketable Securities Collateralized Mortgages
-
-
-
-
Securitization Exposures
-
-
-
-
Short-Term Receivables from Banks and Corporate
-
-
-
-
Undertakings for Collective Investments in Transferable
Securities
-
-
-
-
Other Receivables
100,228
-
-
-
Total
5,013,602
203,233
-
-
(1)
Includes the total amount before taking into account the effects of credit risk mitigation.
(2)
The real estate mortgages that used to determine the risk classes are taken into consideration regarding the “Regulation on Measurement and
Assessment of Capital Adequacy of Banks”, Article 6.
Risk management target and policies
The Bank’s risk strategy, policy, and procedures are approved by board of directors in order to make policies that are
determined, to be approved, to evaluate and manage the risk that bank is exposed to, and to make it in compliance
with changing circumstances, necessary conditions are determined.
a) Strategies and implementations related to risk management
The objectives of the Risk Management Department are identifying, evaluating, reporting, monitoring and establishing
control over the risks imposed by the bank and the risk groups that the bank is involved in.
b) Structure and organization of the risk management system
The Risk Management Department is independent from executive actions and is directly affiliated with the Board of
Directors. The Department is structured to operate under the responsibility of the Bank’s Audit Committee and the
Internal Systems Director.