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102 A&T BANK ANNUAL REPORT 2015
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO UNCONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
12. Sector or counterparty type, individually impaired loans and non-performing loan amounts, value
adjustments and provisions during the period information on value adjustments and provisions
Miscellaneous information based on important sectors
Sectors
Impaired Loans
Value Adjustment
(*)
Provisions
Agricultural
-
234
-
Farming and Stockbreeding
-
230
-
Forestry
-
4
-
Fishing
-
-
-
Manufacturing
3,460
4,927
3,460
Mining
-
195
-
Production
3,460
4,732
3,460
Electric, gas and water
-
-
-
Construction
7,192
2,922
5,249
Services
2,559
6,962
2,559
Wholesale and retail trade
2,459
74
2,459
Hotel, food and beverage services
-
-
-
Transportation and telecommunication
-
-
-
Financial institutions
100
6,661
100
Real estate and Leasing services
-
-
-
“Self-employment” type Services
-
-
-
Education services
-
-
-
Health and social services
-
227
-
Other
-
198
-
Total
13,211
15,243
11,268
(*)
General Loan Loss provision for cash loans were distributed in value adjustments section.
13. Value adjustments and provisions on the exchange of credit information
Specific Provision General Provision
Opening Balance
13,214
19,684
The amount of provision during the period
5,865
386
Reversal of provision
(2,072)
-
Asset write-offs
(5,739)
-
Other adjustments
(*)
-
-
Closing Balance
11,268
20,070
(*)
According to set exchange rate differences, business combinations, acquisitions transactions and disposals of subsidiaries