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FINANCIAL INFORMATION
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO UNCONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
Evaluation of the Bank’s competitive credit risk being an active participant of the international banking transactions
market
The Bank has significant relationship with the North Africa and Middle East Region within the international trade
transactions. However in the volume of the banking transactions the Bank defines its credit risk concentration as limited
from these regions.
6. For Credit Risk Analysis;
The share of the top 100 and 200 cash loan customers in total loan cash loans portfolio
The share of the top 100 and 200 cash loan customers comprises 99.56% and 100% of the total cash loans portfolio of
the Bank respectively.
The share of the top 100 and 200 non-cash loan customers in total loan non-cash loans portfolio
The share of the top 100 and 200 non-cash loan customers comprises 99.18% and 100% of the total non-cash loans
portfolio of the Bank respectively.
The share of the total cash and non-cash loan balance of the top 100 and 200 loan customers in total assets and off-
balance sheet items
The Bank’s total cash and non-cash loans from its top 100 and 200 loan customers comprise 49.03% and 51.65% of the
total assets and off-balance sheet items.
7. The general provision amount provided by the Bank for credit risk
The general provision amount provided by Bank for the credit risk is TL 20,070 as of 31 December 2015
(31 December 2014: TL 19,684).