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104 A&T BANK ANNUAL REPORT 2015
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO UNCONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
Sectoral and regional concentration of impaired loans and receivables
Sectoral
Current Period
Prior Period
Farming and Stockbreeding
-
529
Manufacturing
3,460
2,484
Construction
7,192
7,429
Financial institutions
100
100
Hotel and Restaurant Services
-
2,032
Wholesale and retail trade
2,459
2,518
Total impaired loans and receivables
13,211
15,092
Regional
Current Period
Prior Period
Algeria
100
100
Turkey
13,111
14,992
Total impaired loans and receivables
13,211
15,092
Past due but not impaired loans and receivables
Current Period
Prior Period
Degree 1: Low risk loans and receivables
-
-
Degree 2:close monitoring loans and receivables
11,440
-
Total
11,440
-
Past due but not impaired loans and receivables aging
Current Period
Prior Period
0-30 days
11,440
-
30-60 days
-
-
60-90 days
-
-
90 days or more
-
-
Total
11,440
-
III. INFORMATION ON MARKET RISK
Whether the Bank within the financial risk management objectives hedges itself against market risk, the
precautions taken by the Board of Directors for market risk, the methods used for measuring market risk and
time intervals for measurement of market risk
Bank’s operations about risk management are carried out complying with “Regulation on Bank’s regulation about
internal systems” and “Regulation on Measurement and Evaluation of Capital Adequacy of Banks”.