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110
A&T BANK 2014 FAALİYET RAPORU
ANNU L R PORT 2014
Convenience Translation of Publicly Announced Unconsolidated Financial
Statements Originally Issued in Turkish, See Note I of Section Three
Arap Türk Bankası A.Ş.
Notes to Unconsolidated Financial
Statements at 31 December 2014
( Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated. )
14. Other information on credit risk
Sectoral concentrations for cash loans
Current Period
Prior Period
TL
(%)
FC (%)
TL
(%)
FC (%)
Agricultural
91,573 13.84
-
- 83,290 15.50 14,354 1.58
Farming and stockbreeding
91,094 13.77
-
- 82,540 15.36 14,354
1.58
Forestry
479
0.07
-
-
750
0.14
-
-
Fishing
-
-
-
-
-
-
-
-
Manufacturing
163,522 24.72 331,788 47.34 177,701 33.06 296,886 32.62
Mining
-
- 46,403
6.62 3,974
0.74 14,528
1.60
Production
163,522 24.72 285,385 40.72 172,977 32.18 282,358 31.03
Electric, gas and water
-
-
-
-
750
0.14
-
-
Construction
74,373 11.24 249,026 35.53 65,141 12.12 308,135 33.86
Services
330,517 49.96 114,327 16.31 210,656 39.19 290,623 31.94
Wholesale and retail trade
20,283
3.07 23,244
3.32 30,435
5.66 43,323
4.76
Hotel, food and beverage Services
-
-
-
-
-
-
-
-
Transportation and
Telecommunication
-
-
-
-
2,501
0.47
-
-
Financial institutions
300,195 45.38 91,083 13.00 177,582 33.04 247,300 27.18
Real estate and Leasing Services
-
-
-
-
-
-
-
-
“Self-employement” type Services
-
-
-
-
-
-
-
-
Education services
-
-
-
-
-
-
-
-
Health and social services
10,039
1.52
-
-
138
0.03
-
-
Other
1,549 0.23 5,745 0.82
696 0.13
-
-
Total
661,534 100.00 700,886 100.00 537,484 100.00 909,998 100.00
Sectoral and regional concentration of impaired loans and receivables
Sectoral
Current Period
Prior Period
Farming and Stockbreeding
529
528
Manufacturing
2,484
2,544
Construction
7,429
998
Financial institutions
100
100
Hotel and Restaurant Services
2,032
2,032
Wholesale and retail trade
2,518
2,533
Total impaired loans and receivables
15,092
8,735
Regional
Current Period
Prior Period
Algeria
100
100
Turkey
14,992
8,635
Total impaired loans and receivables
15,092
8,735