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208 A&T BANK ANNUAL REPORT 2015
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
The absence of the credit rating of trading for items that are not included in the calculation, instead of the credit rating
of the issuer, or if there is for export of these items that are available for information on the process of using credit ratings
For the short term receivables that has been issued by banks and financial intermediaries that has not any short term
rating, risk weight of the issuer is used in the context of related regulation.
Assigned to each grade credit rating agencies and export credit agency ratings of the Regulation on Measurement and
Assessment of Capital Adequacy of Banks to which of the credit quality of the stages
Credit Quality Level
Fitch Ratings
1
Between AAA and AA-
2
Between A+ and A-
3
Between BBB+ and BBB-
4
Between BB+ and BB-
5
Between B+ and B-
6
Between CCC+ and below
OECD Country Risk Classification Credit Quality Levels
0 1 2 3 4 5 6 7
Risk weight (%)
0 0 20 50 100 100 100 150
Risk weight of the total amount of risk before and after credit risk mitigation and equity deducted amounts
Risk amount based on weight of risks
Risk weights
Before credit risk mitigation After credit risk mitigation
0%
862,699
862,699
10%
-
-
20%
489,168
489,168
50%
2,326,461
2,291,695
75%
-
-
100%
1,712,550
1,703,262
150%
174,069
52,011
200%
-
-
1250%
-
-
Equity Deductions
-
-