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204 A&T BANK ANNUAL REPORT 2015
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
Evaluation of the Parent Bank’s competitive credit risk being an active participant of the international banking
transactions market
The Parent Bank has significant relationship with the North Africa and Middle East Region within the international trade
transactions. However in the volume of the banking transactions the Parent Bank defines its credit risk concentration as
limited from these regions.
6. For Credit Risk Analysis;
The share of the top 100 and 200 cash loan customers in total loan cash loans portfolio
The share of the top 100 and 200 cash loan customers comprises 99.56% and 100% of the total cash loans portfolio of
the Parent Bank respectively.
The share of the top 100 and 200 non-cash loan customers in total loan non-cash loans portfolio
The share of the top 100 and 200 non-cash loan customers comprises 99.18% and 100% of the total non-cash loans
portfolio of the Parent Bank respectively.
The share of the total cash and non-cash loan balance of the top 100 and 200 loan customers in total assets and off-
balance sheet items:
The Parent Bank’s total cash and non-cash loans from its top 100 and 200 loan customers comprise 49.03% and
51.65% of the total assets and off-balance sheet items.
7. The general provision amount provided by the Bank for credit risk
The general provision amount provided by The Parent Bank for the credit risk is TL 20,070 (31 December 2014: TL 19,684).