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A&T BANK 2014 FAALİYET RAPORU

Convenience Translation of Publicly Announced Consolidated Fınancial

Statements Originally Issued in Turkish, See Note I of Section Three

Arap Türk Bankası A.Ş.

Notes to Consolidated Financial

Statements at 31 December 2014

(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)

ANNU L R PORT 2014

Specific provisions for loans

Specific provisions

Current Period

Prior Period

Loans and receivables with limited collectibles

-

-

Loans and receivables with doubtful collectibles

-

290

Uncollectible loans and receivables

13,214

8,156

Total

13,214

8,446

Information related to non-performing loans

Information on restructured loans of non-performing loans

None.

Information on movement of total non-performing loans

III. Group

IV. Group

V. Group

Loans and

receivables with

limited collectibles

Loans and

receivables with

doubtful collectibles

Uncollectible loans

and receivables

Balances at Beginning of Period

-

579

8,156

Additions (+)

2,629

4,027

4

Transfers from other categories of nonperforming loans (+)

-

2,629

7,111

Transfers to other categories of nonperforming loans (-)

2,629

7,111

-

Collections (-)

-

124

179

Write-offs (-)

-

-

-

Institutional and commercial credits

-

-

-

Individual credits

-

-

-

Credit cards

-

-

-

Others

-

-

-

Balances at End of the Period

-

-

15,092

Specific provisions (-)

-

-

13,214

Net Balance on Balance Sheet

-

-

1,878

Information on foreign currency non-performing loans

There are non-performing loan receivables in foreign currency amounting TL 2,427 which is followed in TL accounts.