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A&T BANK 2014 FAALİYET RAPORU
Convenience Translation of Publicly Announced Consolidated Fınancial
Statements Originally Issued in Turkish, See Note I of Section Three
Arap Türk Bankası A.Ş.
Notes to Consolidated Financial
Statements at 31 December 2014
(Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)
ANNU L R PORT 2014
Consolidated
0% 10% 20% 50% 75% 100% 150% 200%
The amount subject to credit risk
408,383
- 324,969 2,447,001
- 1,777,482 254,158
-
Risk Types
Contingent and Non-Contingent
Receivables from Sovereign Governments
and Central Banks
373,102
-
-
91,231
-
-
-
-
Contingent and Non-Contingent
Receivables from Regional Governments
and Local Authorities
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables from Administrative Units and
Non-commercial Enterprises
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables fromMultilateral
Development Banks
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables from International
Organizations
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables from Banks and Financial
Intermediaries
26.908
-
324,969 2,317,453
-
31,307
-
-
Contingent and Non-Contingent
Corporate Receivables
-
-
-
-
- 1,692,706
-
-
Contingent and Non-Contingent Retail
Receivables
-
-
-
-
-
-
-
-
Contingent and Non-Contingent
Receivables Secured by Property
-
-
-
38,317
-
18,332
-
-
Past Due Loans
-
-
-
-
-
1,878
-
-
Higher-Risk Receivables Defined by BRSA
-
-
-
-
-
-
254,158
-
Marketable Securities Collateralized
Mortgages
-
-
-
-
-
-
-
-
Securitization Exposures
-
-
-
-
-
-
-
-
Short-Term Receivables from Banks and
Corporate
-
-
-
-
-
-
-
-
Undertakings for Collective Investments in
Mutual Funds
-
-
-
-
-
-
-
-
Other Receivables
8,373
-
-
-
-
33,259
-
-
Capital adequacy ratio
Parent Bank
Consolidated
Current Period Prior Period Current Period Prior Period
A
Required Capital for Credit Risk (Amount Based to Credit Risk*0.08)
(RCFCR)
244,896 231,886
258,813 241,231
B
Required Capital for Market Risk (RCFMR)
19,129
14,018
19,702
13,993
C
Required Capital for Operational Risk (RCFOR)
(*)
17,568
15,319
18,905
16,469
Shareholders’ Equity
557,034 478,474
566,164 485,955
Shareholders’ Equity/((RCFCR+RCFMR+RCFOR) *12.5*100)
15.83
14.65
15.23
14.31
Tier 1 Capital/((RCFCR+RCFMR+RCFOR) *12.5*100)
15.27
14.70
Common Equity Tier 1 Capital/((RCFCR+RCFMR+RCFOR)
*12.5*100)
15.33
14.77
(*)
In accordance with the BDDK.BYD.126.01 numbered and 7 February 2008 dated BRSA circular, capital adequacy ratio as at 2014, value at operational risk is
being calculated based on gross incomes for the years ended 2013, 2012 and 2011.