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127
Convenience Translation of Publicly Announced Unconsolidated Financial
Statements Originally Issued in Turkish, See Note I of Section Three
Arap Türk Bankası A.Ş.
Notes to Unconsolidated Financial
Statements at 31 December 2014
( Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated. )
General Information
Corporate Management
Financial Information
Risk Types-Prior Period
Amount
(1)
Financial
Collaterals
Other/Physical
Collaterals
Guarantees and
credit derivatives
Contingent and Non-Contingent Receivables from
Central Governments and Central Banks
538,784
-
-
-
Contingent and Non-Contingent Receivables from
Regional Governments and Local Authorities
-
-
-
-
Contingent and Non-Contingent Receivables from
Administrative Units and Non-commercial Enterprises
-
-
-
-
Contingent and Non-Contingent Receivables from
Multilateral Development Banks
-
-
-
-
Contingent and Non-Contingent Receivables from
International Organizations
-
-
-
-
Contingent and Non-Contingent Receivables from
Banks and Financial Intermediaries
2,197,173
-
-
-
Contingent and Non-Contingent Corporate
Receivables
1,450,549
8,377
-
-
Contingent and Non-Contingent Retail Receivables
-
-
-
-
Contingent and Non-Contingent Receivables Secured
by Residential Property
(2)
61,870
-
-
-
Past Due Loans
289
-
-
-
Higher-Risk Receivables Defined by BRSA
444,537
301,305
-
-
Marketable Securities Collateralized Mortgages
-
-
-
-
Securitization Exposures
-
-
-
-
Short-Term Receivables from Banks and Corporate
-
-
-
-
Undertakings for Collective Investments in
Transferable Securities
-
-
-
-
Other Receivables
92,963
-
-
-
Total
4,786,165
309,682
-
-
(1)
Includes the total amount before taking into account the effects of credit risk mitigation.
(2)
The real estate mortgages that used to determine the risk classes are taken into consideration regarding the “Regulation on Measurement and Assessment of
Capital Adequacy of Banks”, Article 6.
Risk Management Target and Policies
The Bank’s risk strategy, policy, and procedures are approved by board of directors in order to make policies that are determined, to
be approved, to evaluate and manage the risk that bank is exposed to, and to make it in compliance with changing circumstances,
necessary conditions are determined.
Strategies and implementations related to risk management
The objectives of the Risk Management Department are identifying, evaluating, reporting, monitoring and establishing control over the
risks imposed by the bank and the risk groups that the bank is involved in.
Structure and organization of the risk management system
The Risk Management Department is independent from executive actions and is directly affiliated with the Board of Directors. The
Department is structured to operate under the responsibility of the Bank’s Audit Committee and the Internal Systems Director.