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A&T BANK 2014 FAALİYET RAPORU
ANNU L R PORT 2014
Convenience Translation of Publicly Announced Unconsolidated Financial
Statements Originally Issued in Turkish, See Note I of Section Three
Arap Türk Bankası A.Ş.
Notes to Unconsolidated Financial
Statements at 31 December 2014
( Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated. )
Value adjustments and provisions methods and approaches
Classification of the elements described above, and taking into account the Bank’s loans and other receivables, from the date of the
third group of at least twenty percent (20%), from the date of the fourth group of at least fifty percent (50%), from the date of the fifth
Group One hundred percent (100%) by a special provision.
In addition to the specific provisions of qualified cash loans of the Bank’s standard one percent of the total (1%), and letters of credit,
guarantees and sureties and other non-cash loans the two thousandth of the total (0.2%) percent and two percent of the total cash
loans under close monitoring (2%), and letters of credit, guarantees and sureties and other four thousandths of the total non-cash
loans (0.4%) rate the overall provision.
As at 31 December 2014 the rating distribution of financial instruments is as follows:
Financial asset at fair value
through profit or loss
Rating
Agency
Government
Bonds
Private Sector
Bonds
Private Bank
Bonds Derivatives
Total
Aaa
Moody’s
-
-
-
-
-
Between Aa3 Aa1
Moody’s
-
-
-
-
-
Between A3 A1
Moody’s
-
-
-
425
425
Between Baa3 Baa1
Moody’s
-
-
-
-
-
Between BBB-BBB +
Fitch
57,019
3,467
86,996
357
147,839
Between Ba3 Ba1
Moody’s
-
-
-
-
-
Between BB – BB +
Fitch
-
-
-
-
-
Between B3 B1
Moody’s
-
-
5,234
-
5,234
Between Caa1 and less
Moody’s
-
-
-
-
-
Not rated
-
-
9,933
-
9,933
Total
57,019
3,467
102,163
782
163,431
Investments held to maturity
Rating
Agency
Government
Bonds
Private Sector
Bonds
Private Bank
Bonds Derivatives
Total
Aaa
Moody’s
-
-
-
-
-
Between Aa3 Aa1
Moody’s
-
-
-
-
-
Between A3 A1
Moody’s
-
-
-
-
-
Between Baa3 Baa1
Moody’s
-
-
-
-
-
Between BBB-BBB +
Fitch
115,735
-
3,376
-
119,111
Between Ba3 Ba1
Moody’s
-
-
-
-
-
Between BB – BB +
Fitch
-
-
-
-
-
Between B3 B1
Moody’s
-
-
-
-
-
Between Caa1 and less
Moody’s
-
-
-
-
-
Not rated
-
-
22,566
-
22,566
Total
115,735
-
25,942
-
141,677