Cash Loans A A

  • Spot Loans

    As A&T BANK, we offer you spot loans for your short-term financial needs. The amount, maturity and interest rate are determined at the issuing date. The loan can be used both in TL and in foreign currency and the interest and principal are collected at the maturity date. Accordingly, a fixed interest rate shield protects you from market fluctuations. As the payments and maturity dates are known in advance, you will be able to manage your cash flow more effectively.

  • Revolving Loans

     

    Revolving loans are designed for your short term working capital requirements, with floating interest rate where interest amount is paid at the end of each quarter. Interest rate is floating as it is determined according to daily market conditions. You can use cash at any amount and at any time within the approved credit limit and have the option to repay the principal of the loan in whole or partially.

  • Eximbank Loans

     

    These loans are provided by Export Credit Bank of Turkey (Eximbank) to fulfill your financial needs related to export and overseas contracting services. Eximbank loans can be disbursed in TL or foreign currency through A&T BANK. These loans are exempt from taxes, customs, fees and excise taxes of the Resource Utilization Support Fund (RUSF).

  • Foreign Currency Indexed Loans

     

    With the purpose of financing every kind of trade, foreign currency indexed loan is utilized in TL terms by indexing the amount to a foreign currency. Principal balance, interest rate and maturity are defined on the day the loan is disbursed. Banking and Insurance Transactions Tax (BITT) and Resource Utilization Support Fund (RUSF) are applied over the sum of accrued interest and foreign currency earning of principal.

  • Commercial Installment Loans

     

    Commercial installment loans are suitable for financing your short or medium term consumption needs. By choosing the loan that you need from three different consumer loans offered, you can take advantage of different interest rates, terms and coverages.

  • Discount Loans

    It is a type of credit which is existed customer's commercial transactions and provide to TL cheques into cash before its maturity. That credit makes to ease for high volume  cheque portfolio customers to solved their short term cash needs. That will be possible to payment of balance after interest until maturity, commission, KKDF, BSMV as federal withholding.