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GENERAL INFORMATION
50
CORPORATE MANAGEMENT
67
FINANCIAL INFORMATION
A&T BANK 2013 ANNUAL REPORT
Cash Loans (TL Thousand)
2013
1,447,482
2012
736,014
2011
695,048
Non-Cash Loans (TL Thousand)
2013
2,381,475
2012
1,572,531
2011
1,539,426
Cash Loans/Total Assets (%)
2013
43.19
2012
26.78
2011
23.07
NPL Ratio (%)
A&T Bank
0.62
2013
2012
Industry
2.74
A&T Bank
1.16
Industry
2.86
97%
51%
Despite the increase in cash loan volume, the non-performing
loan ratio, the most significant indicator of asset quality,
remained far below the industry average.
One of the main business criteria of the Bank is to achieve
growth in a prudent manner without increasing its non-
performing loan ratio.
In 2014, A&T Bank’s Credits Division targets to continue its
healthy, prudent and sustainable growth by considering the
risks that threaten global stability. In addition, supporting
corporate and commercial clients, analyzing their needs
through objective criteria and maintaining their contribution to
the Bank’s profitability are among the Division’s targets.