Page 9 - A&T BANK ANNUAL REPORT 2012

76 A&T BANK ANNUAL REPORT 2012 •
Liabilities
A significant part of the Bank’s resources comprise funds
borrowed with a 45.7% share amounting to TL 1,257
million, deposits with a 37.5% share at TL 1,030 million, and
shareholders’ equity with a 15% share at TL 413 million.
As of year-end 2012, significant year-on-year increases
were observed in funds borrowed at TL 792 million, and in
shareholders’ equity at TL 58.7 million. In the meantime,
significant decreases were observed in deposits at TL 916
million, and in interbank money market borrowings at TL 204
million.
The breakdown of deposits is as follows:
• Banks deposits: 82.1% share at TL 845.3 million; client
deposits: 17.9% share at TL 184.4 million;
• Time deposits: 56.7% share at TL 584.1 million; demand
deposits: 43.3% share at TL 445.6 million;
• TL deposits: 54.6% share at TL 562.3 million; FC deposits:
45.4% share at TL 467.4 million.
LIABILITIES (Thousand TL) 2011 Share (%) 2012 Share (%) Change (Amount) Change (%)
Deposits 1,946,223 64.6 1,029,738 37.5 -916,485 -47.1
Derivative Financial Liabilities Held for Trading 0 0.0 3,554 0.1 3,554 -
Funds Borrowed 464,887 15.4 1,256,861 45.7 791,974 170.4
Interbank Money Market 204,436 6.8 0 0.0 -204,436 -100.0
Miscellaneous Payables 2,431 0.1 1,573 0.1 -858 -35.3
Other External Resources 12,564 0.4 15,996 0.6 3,432 27.3
Provisions 22,776 0.8 24,814 0.9 2,038 8.9
Tax Liability 5,292 0.2 3,074 0.1 -2,218 -41.9
Shareholders’ Equity 353,977 11.7 412,677 15.0 58,700 16.6
TOTAL LIABILITIES 3,012,586 100.0 2,748,287 100.0 -264,299 -8.8