54
A&T BANK ANNUAL REPORT 2012
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PROFITABILITY RATIOS (%)
2010
2011
2012
Return on Assets
2.49
2.12
2.46
Return on Equity
8.39
15.72
16.58
OFF-BALANCE SHEET COMMITMENTS (THOUSAND TL)
2010
2011
2012
Letters of Guarantee
1,251,964
1,313,872
1,247,340
Letters of Credit
298,390
212,208
256,156
Bank Acceptances
13,729
13,346
69,035
Derivative Financial Instruments
90,980
-
273,866
Commitments
5,794
5,223
5,779
Total Off-Balance Sheet Commitments
1,660,857
1,544,649
1,852,176
2.7
BILLION TL
Total Assets
413
MILLION TL
Shareholders’ Equity
Loans (Net) (Thousand TL)
878,446
2011
495,724
2010
736,309
2012
Securities Portfolio (Net) (Thousand TL)
358,730
2011
393,201
2010
328,566
2012
Deposits (Thousand TL)
1,946,223
2011
318,837
2010
1,029,738
2012
Shareholders’ Equity (Thousand TL)
353,977
2011
305,882
2010
412,677
2012
Capital Adequacy Standard Ratio (%)
23.50
2011
27.67
2010
22.77
2012