Page 190 - A&T BANK ANNUAL REPORT 2012

GENERAL INFORMATION
CORPORATE MANAGEMENT
FINANCIAL INFORMATION
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
CONSOLIDATED FINANCIAL REPORT
AS OF 31 DECEMBER 2012
(Currency: Thousands of Turkish Lira (“TL”) unless otherwise stated)
Convenience Translation of Consolidated Financial
Report Originally Issued in Turkish
See Note on I. in Section Three
The Parent Bank’s distribution of Standard Cash Loans and Non-cash Loans according to their collateral structure
Cash Loans 31 December 2012 31 December 2011
Personal guarantees 294,145 459,850
Secured by Customer Cheques & Notes 131,770 183,990
Secured by cash collateral -- --
Secured by mortgages 32,909 18,279
Secured by export LC 58,114 17,825
Secured loans 516,938 679,944
FX differences on the principals of FX indexed loans (509) (69)
Accrued interest 4,983 15,173
Non secured cash loans 214,602 183,398
Total Cash Loans 736,014 878,446
Non-Cash Loans 31 December 2012 31 December 2011
Guarantees issued by financial institutions 882,595 1,027,192
Personal guarantees 308,699 256,055
Secured by mortgages 32,928 30,743
Secured by cash collateral 4,216 2,125
Secured by Customer Cheques & Notes 5,576 727
Secured loans 1,234,014 1,316,842
Non-secured Non-cash Loans 338,517 222,584
Total Non-cash Loans 1,572,531 1,539,426
Sectoral and regional concentration of impaired loans and receivables
Sectoral 31 December 2012 31 December 2011
Farming and raising livestock 529 529
Manufacturing 2,198 2,198
Construction 1,367 998
Financial institutions 100 100
Hotel and Restaurant Services 2,032 2,031
Wholesale and retail trade 2,297 96
Total impaired loans and receivables 8,523 5,952
Regional 31 December 2012 31 December 2011
Algeria 100 100
Turkey 8,423 5,852
Total impaired loans and receivables 8,523 5,952
Past due but not impaired loans and receivables
31 December 2012 31 December 2011
Degree 1: Low risk loans and receivables 113 -
Degree 2:close monitoring loans and receivables - -
Total 113 -
Past due but not impaired loans and receivables aging
31 December 2012 31 December 2011
0-30 days 113 -
30-60 days - -
60-90 days - -
90 days or more - -
Total 113 -
Neither past due nor impaired loans and past due loans
31 December 2012 31 December 2011
Grade 1: Low risk loans and receivables 735,362 878,446
Grade 2: Close monitoring loans and receivables 539 -
Total 735,901 878,446
Restructured or rescheduled loans - -
Total 735,901 878,446