Page 187 - A&T BANK ANNUAL REPORT 2012

185 184 A&T BANK 2012 ANNUAL REPORT •
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
CONSOLIDATED FINANCIAL REPORT
AS OF 31 DECEMBER 2012
(Currency: Thousands of Turkish Lira (“TL”) unless otherwise stated)
Convenience Translation of Consolidated Financial
Report Originally Issued in Turkish
See Note on I. in Section Three
10. Presentation of maturity risk bearing based on their outstanding maturities
Days to maturity
Risk Classifications 1 Month 1-3 Month 3-6 Month 6-12 Month Over 1 year
Contingent and Non-Contingent Receivables from Central
Governments and Central Banks 10,002 -- 5,726 485 96,589
Contingent and Non-Contingent Receivables from Regional
Governments and Local Authorities -- -- -- -- --
Contingent and Non-Contingent Receivables from
Administrative Units and Non-commercial Enterprises -- -- -- -- --
Contingent and Non-Contingent Receivables from
Multilateral Development Banks -- -- -- -- --
Contingent and Non-Contingent Receivables from
International Organizations -- -- -- -- --
Contingent and Non-Contingent Receivables from Banks
and Financial Intermediaries 1,051,868 489,674 86,186 406,172 70,810
Contingent and Non-Contingent Corporate Receivables 149,944 118,784 87,175 175,419 181,881
Contingent and Non-Contingent Retail Receivables -- -- -- -- --
Contingent and Non-Contingent Receivables Secured by
Residential Property 5,753 1,855 -- 10,404 16,723
Past Due Loans -- -- -- -- --
Higher-Risk Receivables Defined by BRSA 65,485 112,329 64,777 14,736 521
Marketable Securities Collateralized Mortgages -- -- -- -- --
Securitization Exposures -- -- -- -- --
Short-Term Receivables from Banks and Corporate -- -- -- -- --
Undertakings for Collective Investments in Transferable
Securities -- -- -- -- --
Other Receivables -- -- -- -- --
Total 1,283,052 722,642 243,864 607,216 366,524
11. Information on risk classes
Assigned credit rating agencies and export credit agencies changed the names and the reasons for these organizations
The Parent Bank uses the announced ratings of international credit rating agency Fitch Ratings and OECD for receivables from
central governments and central banks. The Parent Bank does not use credit rating for the domestic domicile counterparties.
With the export credit agency of a credit rating agency assigned to each risk classes are used
The Parent Bank uses Fitch Ratings for receivables from central governments, central banks and foreign domicile receivables.
The Bank does not use credit rating for the domestic resident customers. The Bank uses the country risk classification of
OEFD, if these counterparties do not rated by Fitch Ratings.
The absence of the credit rating of trading for items that are not included in the calculation, instead of the credit rating of the
issuer, or if there is for export of these items that are available for information on the process of using credit ratings
The uses the credit rating of the issuer, for the short term receivables that has been issued by banks and financial
intermediaries that has not any short term rating.