Page 188 - A&T BANK ANNUAL REPORT 2012
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GENERAL INFORMATION
CORPORATE MANAGEMENT
FINANCIAL INFORMATION
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
CONSOLIDATED FINANCIAL REPORT
AS OF 31 DECEMBER 2012
(Currency: Thousands of Turkish Lira (“TL”) unless otherwise stated)
Convenience Translation of Consolidated Financial
Report Originally Issued in Turkish
See Note on I. in Section Three
Assigned to each grade credit rating agencies and export credit agency ratings of the Regulation on Measurement and
Assessment of Capital Adequacy of Banks to which of the credit quality of the stages
Credit Quality Level
Fitch Ratings
1
Between AAA and AA-
2
Between A+ and A-
3
Between BBB+ and BBB-
4
Between BB+ and BB-
5
Between B+ and B-
6
Between CCC+ and below
OECD Country Risk Classification Credit Quality Levels
0
1
2
3
4
5
6
7
Risk weight (%)
0
0
20
50
100
100
100
150
Risk weight of the total amount of risk before and after credit risk mitigation and equity deducted amounts
Risk amount based on weight of risks
Risk weights
Before credit risk mitigation After credit risk mitigation
0%
832,953
832,953
10%
--
--
20%
208,446
208,446
50%
1,398,661
1,398,505
75%
--
--
100%
880,971
878,995
150%
258,941
46,299
200%
--
--
1250%
--
--
Equity Deductions
--
--
12. Sector or counterparty type, individually impaired loans and non-performing loan amounts, value adjustments and
provisions during the period information on value adjustments and provisions
Miscellaneous information based on important sectors
Loans
Sectors
Impaired Loans Past Due But Not Impaired Value Adjustment
(*)
Provisions
Agricultural
529
--
499
529
Farming and Raising Livestock
529
--
491
529
Forestry
--
--
8
--
Fishing
--
--
--
--
Manufacturing
2,198
--
2,970
2,198
Mining
--
--
129
--
Production
2,198
113
2,841
2,198
Electric, gas and water
--
--
--
--
Construction
1,367
--
1,811
1,072
Services
4,429
--
2,858
4,429
Wholesale and retail trade
2,297
--
248
2,297
Hotel, food and beverage services
2,032
--
--
2,032
Transportation and telecommunication
--
--
--
--
Financial institutions
100
--
2,592
100
Real estate and Leasing services
--
--
--
--
“Self-employment” type Services
--
--
--
--
Education services
--
--
--
--
Health and social services
--
--
18
--
Other
--
--
642
--
Total
8,523
113
8,780
8,228
(*)
General Loan Loss provision for cash loans were distributed in value adjustments section.
