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54 A&T BANK ANNUAL REPORT 2015
INTERNAL SYSTEMS
GÖNÜL ÇULHA ÖZSOY
Director
Internal Systems
Her bio is found on page 51. Mrs.
Özsoy’s principal responsibilities are
to ensure performance of internal
systems operations in an efficient
and effective manner in compliance
with relevant rules and regulations
and report activities of the internal
systems and their results to the
Audit Committee, pursuant to
Article 29 of the Banking Law
and provisions of the Regulation
Regarding Internal Systems
and Internal Capital Adequacy
Assessment Process of Banks issued
by the Banking Regulation and
Supervision Agency (published in
Official Gazette No, 29057 dated
July 11, 2014).
ALİ KASTAL
Head of the Inspection Council
A graduate of Istanbul University,
Faculty of Economics, Department
of Economics, Mr. Kastal
subsequently worked in the Foreign
Trade Directorate at T.C. Ziraat
Bankası A.Ş. from 1997 through
2000. He has served on the A&T
Bank Inspection Council since 2000
and has presided over the council
since 2009. Mr. Kastal has 19 years
of professional experience. Mr.
Kastal’s principal responsibility is to
manage and fulfill the requirements
of the internal audit function
pursuant to Article 32 of the
Banking Law and the provisions of
the Regulation Regarding Internal
Systems and Internal Capital
Adequacy Assessment Process of
Banks.
İLHAN GÜVEN
Manager
Internal Control Department
A graduate of Istanbul
University, Faculty of Political
Sciences, Department of Public
Administration, Mr. Güven
worked in the Consumer Banking
Department and Inspection Council
at Bank Ekspres A.Ş. from 1996 to
1998. Since 1999, he has served in
various departments of
A&T Bank. In July 2012, Mr. Güven
was appointed as Manager of the
Internal Control Department, where
he has worked since 2005. He has
20 years of professional experience.
In accordance with the Article 30 of
the Banking Law and the provisions
of the Regulation Regarding Internal
Systems and Internal Capital
Adequacy Assessment Process of
Banks, Güven’s primary duty is
to conduct the internal control
function and fulfill the requirements
of this function.
CEM ERTAN
Manager
Risk Management Department
A graduate of Boğaziçi University,
Department of Economics, Mr.
Ertan started his career in the
Financial Analysis Department of
Yaşarbank A.Ş. in 1998. He has
worked at A&T Bank since 2000
and has served as Manager of the
Risk Management Department
since 2008; moreover he served as
Secretary of Audit Committee since
2015. Mr. Ertan has 17 years of
professional experience. Pursuant
to Article 31 of the Banking Law
and the provisions of the Regulation
Regarding Internal Systems
and Internal Capital Adequacy
Assessment Process of Banks,
Mr. Ertan’s principal responsibilities
include planning and maintaining
the risk management systems
of the Bank, determining risk
management strategies, policies
and implementation procedures,
and defining, measuring, analyzing,
tracking, studying, and reporting
risks in accordance with principles
approved by the Board of Directors.
Changes after the Year
Inspection Council, Risk
Management Department and
Internal Control Department will
operate under the Audit Committee
effective from January 1, 2016.