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244 A&T BANK ANNUAL REPORT 2015
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
AT 31 DECEMBER 2015
(AMOUNTS EXPRESSED IN THOUSANDS OF TURKISH LIRA (“TL”) UNLESS OTHERWISE STATED. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED UNCONSOLIDATED FINANCIAL STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
Information on foreign currency non-performing loans
There are non-performing loan receivables in foreign currency amounting TL 1,754 which is followed in Turkish Lira
accounts.
Information on gross and net loans under follow-up according to the borrowers
III. Group
IV. Group
V. Group
Loans and
receivables with
limited collectability
Loans and
receivables with
doubtful collectability
Non-performing loans
and receivables
Current Period (Net)
-
-
1,943
Loans granted to real persons and legal
entities (Gross)
-
-
13,111
Specific provisions (-)
-
-
11,168
Loans granted to real persons and legal
entities (Net)
-
-
1,943
Banks (Gross) (1)
-
-
100
Specific provisions (-)
-
-
100
Banks (Net)
-
-
-
Other Loans and receivables (Gross)
-
-
-
Specific provisions (-)
-
-
-
Other Loans and receivables (Net)
-
-
-
Prior Period (Net)
-
-
1,878
Loans granted to real persons and legal
entities (Gross)
-
-
14,992
Specific provisions (-)
-
-
13,114
Loans granted to real persons and legal
entities (Net)
-
-
1,878
Banks (Gross)
1
-
-
100
Specific provisions (-)
-
-
100
Banks (Net)
-
-
-
Other Loans and receivables (Gross)K
-
-
-
Specific provisions (-)
-
-
-
Other Loans and receivables (Net)
-
-
-
(1)
Foreign bank
Collection policy on loans determined as loss and other receivables
Loans determined as loans and other receivables are collected via legal follow-up and conversion of guarantees to cash.
Information on write-off policy
Loans under legal follow-up are classified and are made provision according to “Regulation on Procedures and Principles
Concerning Loans and Other Receivable’s Nature Definition and Provisions”. These loans are collected in collaboration
with Corporate and Commercial Credits Monitor and Follow-up Department and Legal and Legislation Services
Department and other related departments. However if mentioned loans could not be collected in any way, write-off
procedure is implemented. This procedure is implemented by getting the opinion of Legal and Legislation Services
Department and by obtaining approvals from Corporate and Commercial Credits Monitor and Follow-up Department
and the Board of Directors.