Basic HTML Version
83
SECTION ONE
General Information About The Bank
Pages No
I.
Bank’s date of establishment, beginning statute, its history regarding changes on its statute
84
II.
Bank’s share capital structure, shareholders directly or indirectly, alone or together holding the management
and control of the bank, related changes within the year and information about bank’s group
84
III.
Information about the bank’s chairman and members of board of directors, members of audit committee, general manager and associate general
managers and their qualifications, related changes within the year and their shares at the bank
85
IV.
Information on people and entities who have qualified share in the bank
86
V.
Information about the services and nature of activities of the bank
86
VI.
The existing or potential, actual or legal obstacles on the transfer of shareholder’s equity between the Bank and its subsidiaries or the reimbursement of liabilities
86
SECTION TWO
Financial Statements
I.
Unconsolidated Balance Sheet(Statement of Financial Position)
88-89
II.
Unconsolidated Off Balance Sheet Commitments
90
III.
Unconsolidated Income Statement
91
IV.
Statement of Recognized Income and Expense in Unconsolidated Shareholders’ Equity
92
V.
Statement of Changes in Unconsolidated Shareholders’ Equity
93
VI.
Unconsolidated Statement of Cash Flows
94
VII. Unconsolidated Statement of Profit Distribution
95
SECTION THREE
Explanations on Accounting Policies
I.
Explanation for basis of presentation and footnotes
96
II.
Information on strategy for the use of financial instruments and foreign currency transactions
96
III.
Explanations on investments in associates and subsidiaries
96
IV.
Information on forward transactions, options and derivative instruments
97
V.
Information on interest income and expense
97
VI.
Information on fees and commission
97
VII.
Information on financial assets
97-98
VIII. Information on impairment of financial assets
98
IX.
Information on the offsetting financial instruments
99
X.
Information on sale and repurchase agreements and lending of financial assets
99
XI.
Information on assets held for sale and discontinued operations
99
XII.
Information on goodwill and other intangible assets
99
XIII. Information on tangible assets
100
XIV. Information on leasing activities
100
XV.
Information on provisions, contingent liabilities and contingent assets
101
XVI. Information on liabilities regarding employee benefits
101
XVII. Information on tax applications
101-102
XVIII. Additional information on borrowings
102
XIX. Information on share issuances
102
XX. Information on bills of exchanges and acceptances
102
XXI. Information on government incentives
103
XXII. Information on segment reporting
103
XXIII. Other disclosures
103
SECTION FOUR
Information Related to Financial Position of the Bank
I.
Information on capital adequacy ratio
103-107
II.
Information on credit risk
107-120
III.
Information on market risk
120-123
IV.
Information related to value at operational risk
123
V.
Information on foreign currency exchange rate risk
124-126
VI.
Information on interest rate risk
126-130
VII.
Information on stock position risk
130
VIII. Information on liquidity risk
131-134
IX.
Information on fair values of financial assets and liabilities
135-136
X.
Information on business segments
136-137
SECTION FIVE
Information on Disclosures and Footnotes of Unconsolidated Financial Statements
I.
Information on disclosures and footnotes of assets
137-150
II.
Information and disclosures related to liabilities
151-157
III.
Information and disclosures related to off-balance sheets
157
IV.
Information and footnotes related to statement of income
158-164
V.
Information and disclosures related to statement of changes in shareholders’ equity
164-165
VI.
Information and footnotes related to cash flow statement
165
VII.
Information on the bank’s risk group
166-167
VIII. Domestic, foreign and off shore branches or investments and foreign representative offices
167
SECTION SIX
Other Disclosures and Footnotes
I.
Other Information on Bank’s Operations
168
II.
Information on events after the balance sheet date
168
SECTION SEVEN
Independent Auditors’s Report
I.
Information on independent auditor’s report
168
II.
Information and footnotes prepared by the independent auditor
168