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211
ARAP TÜRK BANKASI A.Ş.
NOTES TO CONSOLIDATED FINANCIAL
STATEMENTS AT 31 DECEMBER 2013
( Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL
STATEMENTS ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
4
GENERAL INFORMATION
50
CORPORATE MANAGEMENT
67
FINANCIAL INFORMATION
A&T BANK 2013 ANNUAL REPORT
The Parent Bank’s distribution of Standard Cash Loans and Non-cash Loans according to their collateral structure
Cash Loans
31 December 2013 31 December 2012
Personal guarantees
1,069,706
268,575
Secured by Customer Cheques & Notes
214,642
131,770
Secured by cash collateral
-
-
Secured by mortgages
45,265
32,909
Secured by export LC
48,367
58,114
Secured loans
1,377,980
491,368
FX differences on the principals of FX indexed loans
-
(509)
Accrued interest
33,123
4,983
Non secured cash loans
4,782
214,602
Total Cash Loans
1,415,885
710,444
Non-Cash Loans
31 December 2013 31 December 2012
Guarantees issued by financial institutions
1,067,983
882,595
Personal guarantees
794,430
308,699
Secured by mortgages
36,355
32,928
Secured by cash collateral
7,976
4,216
Secured by Customer Cheques & Notes
5,117
5,576
Secured Non-cash loans
1,911,861
1,234,014
Non-secured Non-cash Loans
469,614
338,517
Total Non-cash Loans
2,381,475
1,572,531
Sectoral and regional concentration of impaired loans and receivables
Sectoral
31 December 2013 31 December 2012
Farming and Stockbreeding
528
529
Manufacturing
2,544
2,198
Construction
998
1,367
Financial institutions
100
100
Hotel and Restaurant Services
2,032
2,032
Wholesale and retail trade
2,533
2,297
Total impaired loans and receivables
8,735
8,523
Regional
31 December 2013 31 December 2012
Algeria
100
100
Turkey
8,635
8,423
Total impaired loans and receivables
8,735
8,523
Past due but not impaired loans and receivables
31 December 2013 31 December 2012
Degree 1: Low risk loans and receivables
-
113
Degree 2:close monitoring loans and receivables
2,410
-
Total
2,410
113