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210
ARAP TÜRK BANKASI A.Ş.
NOTES TO CONSOLIDATED FINANCIAL
STATEMENTS AT 31 DECEMBER 2013
( Amounts expressed in thousands of Turkish Lira (“TL”) unless otherwise stated. )
CONVENIENCE TRANSLATION OF PUBLICLY ANNOUNCED CONSOLIDATED FINANCIAL STATEMENTS
ORIGINALLY ISSUED IN TURKISH, SEE NOTE I OF SECTION THREE
Value adjustments and provisions type
Value of the Parent Bank’s specific and general provision for loans losses suffered. Except that this provision does not apply to any
adjustment of a value.
Value adjustments and recoveries recorded directly to the income statement
General loan loss provision amounting to TL 20,411 is accounted as at 31 December 2013.
Set aside for estimated probable losses on loans in the current period or the release of the amounts and exchange rate
differences, business combinations, acquisitions transactions and disposal of subsidiaries and other adjustments including
those determined by the transfers between provisions
There is no change.
14. Other information on Credit risk
Sectoral concentrations for cash loans
Current Period
Prior Period
TL
(%)
FC (%)
TL
(%)
FC (%)
Agricultural
83,290 15.50 14,354
1.63 32,251 10.86 9,604
2.32
Farming and Raising Livestock 82,540 15.36 14,354
1.63 32,251 10.86 8,918
2.16
Forestry
750
0.14
-
-
-
-
686
0.16
Fishing
-
-
-
-
-
-
-
-
Manufacturing
177,701 33.06 296,886 33.80 64,236 21.64 184,762 44,67
Mining
3,974
0.74 14,528
1.65
-
-
10,855
2.62
Production
172,977 32.18 282.358 32.14 64,236 21.64 173,907 42.05
Electric, gas and water
750
0.14
-
-
-
-
-
-
Construction
65,141 12.12 308,135 35.08 56,821 19.14 95,009 22.97
Services
210,656 39.19 259,026 29.49 143,006 48.18 70,935 17.15
Wholesale and retail trade
30,435
5.66 43,323
4.93 10,632
3.58 10,090
2.44
Hotel, food and beverage
Services
-
-
-
-
-
-
-
-
Transportation and
Telecommunication
2,501
0.47
-
-
-
-
-
-
Financial institutions
177,582 33.04 215,703 24.56 131,180 44.19 60,549 14.64
Real estate and Leasing
Services
-
-
-
-
-
-
-
-
“Self-employement” type
Services
-
-
-
-
-
-
-
-
Education services
-
-
-
-
-
-
-
-
Health and social services
138
0.03
-
-
1,194
0.40
296
0.07
Other
696
0.13
-
-
526
0.18 53,294 12.89
Total
537,484 100.00 878,401 100.00 296,840 100.00 413,604 100.00