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GENERAL INFORMATION
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CORPORATE MANAGEMENT
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FINANCIAL INFORMATION
A&T BANK 2013 ANNUAL REPORT
ESAM MUSTAFA I. ELRAYAS
Board Member
A graduate of the High Institute in
Sciences of Management & Finance
(Libya), Mr. Elrayas completed
his master’s degree in Institutions
Management (Tunisia). Between
2002 and 2006, he served as Deputy
Manager at Tunisia Alubaf International
Bank. Mr. Elrayas worked at Libyan
Foreign Bank as Assistant Manager of
the Risk Menagement Department in
2008 and Manager of the Letters of
Credit Department between 2009-
2012. Between 2009 and 2010, he
served as Member of the Board of
Director of Ares Bank Madrid (Spain)
and Member of Control Committee in
Wahda Bank in Libya. Mr. Elrayas has
been Manager of Banking Operation
Department since October 2012. He
was appointed as Board Member at
A&T Bank on September 28, 2012. He
has 24 years of professional experience.
GÖNÜL ÇULHA ÖZSOY
Secretary of the Board
A graduate of Ankara University, Faculty
of Political Sciences, Department of
Business Administration, Mrs. Özsoy
completed her master’s degree in
financial economy at Istanbul Bilgi
University and has the Advance Level
License of Capital Market Activities.
She began her professional career as
Assistant Auditor at the Turkish Court
of Accounts. Mrs. Özsoy later served
as Banks Sworn Auditor at the Banking
Regulation and Supervision Agency
from 2001 to 2009. At A&T Bank, she
has worked as Internal Systems Division
Director since 2009 and Secretary of
the Board since 2010. She has 13 years
of professional experience.
Changes of Position within the Year:
As of March 29, 2013 Hasan Kimya
Bolat departed from the membership
of the Board. Bahattin Özarslantürk
has been appointed this position in the
same date.
As of July 26, 2013 Muzaffer Armağan
Saraçoğlu departed from the
membership of the Board. Hüseyin
Emre Yılmaz has been appointed this
position as of August 1, 2013.