Basic HTML Version
173
SECTION ONE
General Information about the Parent Bank
Pages
I.
Parent Bank’s date of establishment, beginning statute, its history regarding changes on its statute
174
II.
Parent Bank’s share capital structure, shareholders directly or indirectly, alone or together holding the management and control of
the bank, related changes within the year and information about bank’s group
174
III.
Information about the Parent Bank’s chairman and members of board of directors, members of audit committee, general manager and associate
general managers and their qualifications, related changes within the year and their shares at the bank
175
IV.
Information on people and entities who have qualified share in the Parent Bank
176
V.
Information about the services and nature of activities of the Parent Bank
176
VI.
The existing or potential, actual or legal obstacles on the transfer of shareholder’s equity between the Parent Bank and its subsidiaries or the reimbursement of liabilities
176
SECTION TWO
Consolidated Financial Statements
I.
Consolidated Balance Sheet(Statement of Financial Position)
178-179
II.
Consolidated Off Balance Sheet Commitments
180
III.
Consolidated Income Statement
181
IV.
Statements of Consolidated Recognized Income and Expense in Shareholders’ Equity
182
V.
Statements of Consolidated Changes in Shareholders’ Equity
183
VI.
Statements of Consolidated Cash Flows
184
VII.
Consolidated Statement of Profit Distribution
185
SECTION THREE
Explanations on Accounting Policies
I.
Explanation for basis of presentation and footnotes
186
II.
Information on strategy for the use of financial instruments and foreign currency transactions
186
III.
Information on consolidated associates and subsidiaries
186-187
IV.
Information on forward transactions, options and derivative instruments
187
V.
Information on interest income and expense
187
VI.
Information on fees and commission
187
VII. Information on Stock Position Risk
188-189
VIII. Information on Consolidated Liquidity Risk
189
IX.
Information on Securization Pozitions
189
X.
Information on Credit Risk Mitigation Technologies
189
XI.
Risk Management and Policies
190
XII. Information Fair Values of Financial Assets and Liabilites
190
XIII. Acitivities Carried out on Behalf of an Account of Third Parties, Activities Based on Assurance
190-191
XIV. Information on Consolidated Business Segments
191
XV. Information on provisions, contingent liabilities and contingent assets
192
XVI. Information on liabilities regarding employee benefits
192
XVII. Information on tax applications
192-193
XVIII. Additional information on borrowings
194
XIX. Information on share issuances
194
XX. Information on bills of exchanges and acceptances
194
XXI. Information on government incentives
194
XXII. Information on segment reporting
194
XXIII. Other disclosures
194
SECTION FOUR
Information on the Consolidated Financial Position of the Group
I.
Information on consolidated capital adequacy ratio
195-199
II.
Information on consolidated credit risk
199-212
III.
Information on consolidated market risk
212-215
IV.
Information related to value at operational risk
215
V.
Information on consolidated foreign currency exchange rate risk
216-218
VI.
Information on business segments
218-222
VII. Information on Stock Position Risk
222
VIII. Information on Consolidated Liquidity Risk
223-224
IX.
Information on Securization Pozitions
224
X.
Information on Credit Risk Mitigation Technologies
225
XI.
Risk Management and Policies
226
XII. Information Fair Values of Financial Assets and Liabilites
227
XIII. Acitivities Carried out on Behalf of an Account of Third Parties, Activities Based on Assurance
228
XIV. Informatıon on Consolıdated Busıness Segments
228
SECTION FIVE
Information on Disclosures and Footnotes of Consolidated Financial Statements
I.
Information on disclosures and footnotes of assets
229-242
II.
Information and disclosures related to liabilities
243-249
III.
Information and disclosures related to off-balance sheets
249-252
IV.
Information and footnotes related to statement of income
252-256
V.
Information on the bank’s risk group
256-257
VI.
Information and Footness Related to Cash Flows Statement
257
VII. Information on the Group’s Risk Group
258
VIII. Domestic, Foreign and Off Shore Branches or Investments and Foreign Representative Offices
259
SECTION SIX
Other Disclosures and Footnotes
I.
Other Information on Group’s Operations
260
II.
Information on events after the balance sheet date
260
SECTION SEVEN
Independent Auditors’s Report
I.
Information on independent auditor’s report
260
II.
Information and footnotes prepared by the independent auditor
260