Page 98 - A&T BANK ANNUAL REPORT 2012

GENERAL INFORMATION
CORPORATE MANAGEMENT
FINANCIAL INFORMATION
ARAP TÜRK BANKASI ANONİM ŞİRKETİ
UNCONSOLIDATED FINANCIAL REPORT
AS OF 31 DECEMBER 2012
(Currency: Thousands of Turkish Lira (“TL”) unless otherwise stated)
Convenience Translation of Consolidated Financial
Report Originally Issued in Turkish
See Note on I. in Section Three
12. Sector or counterparty type, individually impaired loans and non-performing loan amounts, value adjustments and
provisions during the period information on value adjustments and provisions
Miscellaneous information based on important sectors
Loans
Sectors Impaired Loans
Past Due But
Not Impaired
Value
Adjustment (*) Provisions
Agricultural 529 -- 499 529
Farming and Raising Livestock 529 -- 491 529
Forestry -- -- 8 --
Fishing -- -- -- --
Manufacturing 2,198 113 2,970 2,198
Mining -- -- 129 --
Production 2,198 113 2,841 2,198
Electric, gas and water -- -- -- --
Construction 1,367 -- 1,811 1,072
Services 4,429 -- 2,858 4,429
Wholesale and retail trade 2,297 -- 248 2,297
Hotel, food and beverage services 2,032 -- -- 2,032
Transportation and telecommunication -- -- -- --
Financial institutions 100 -- 2,592 100
Real estate and Leasing services -- -- -- --
“Self-employment” type Services -- -- -- --
Education services -- -- -- --
Health and social services -- -- 18 --
Other -- -- 642 --
Total 8,523 113 8,780 8,228
(*)General Loan Loss provision for cash loans were distributed in value adjustments section.
13. Value adjustments and provisions for impaired loans memorandum of understanding between the changes in
(if possible on the basis of geographic regions)
Value adjustments and provisions on the exchange of credit information
Specific Provision General Provision
Opening Balance 5,952 9,985
The amount of provision during the period 2,276 2,502
Reversal of provision -- (676)
Other adjustments -- --
Closing Balance 8,228 11,811
(*) According to set exchange rate differences, business combinations, acquisitions transactions and disposals of subsidiaries
Value adjustments and provisions type
Value of the Bank’s specific and general provision for loans losses suffered. Except that this provision does not apply to any
adjustment of a value.